Payment Processing · Netherlands (NL)
Adyen
Dutch payments giant — one platform for online, in-store and marketplace payments.
The switch
Stripe→Adyenalso replaces PayPal
About
European payments powerhouse listed on Euronext Amsterdam. End-to-end payment infrastructure for enterprises — online, POS, and marketplace. Processes billions in transactions, fully GDPR-native, Dutch jurisdiction.
Why we recommend it
- Publicly traded on Euronext Amsterdam
- End-to-end: acquiring, gateway, risk in one
- POS + online unified under one platform
- Transparent interchange++ pricing
- Used by Spotify, Uber, LVMH, H&M
EU vs USA
Adyen vs Stripe
Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.
Criteria
🇪🇺 Adyen
🇺🇸 Stripe
Headquarters
Amsterdam, Netherlands
San Francisco, CA, USA
Jurisdiction
Netherlands (GDPR)
USA (CLOUD Act, FISA 702)
Data location
EU (Netherlands primary)
Global, US-controlled (AWS)
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Adyen N.V. (Euronext:ADYEN, publicly traded)
Stripe Inc. (private, US)
Founded
2006
2010
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