Payment Processing · Netherlands (NL)
Mollie
Dutch payment API built for European SMEs — simple, honest, no lock-in.
The switch
Stripe→Molliealso replaces PayPal
About
Dutch payment service provider focused on European SMEs and developers. Easy API integration, no monthly fees, support for all major EU payment methods (iDEAL, SEPA, Bancontact, Klarna). Data hosted in the Netherlands.
Why we recommend it
- No monthly fees or setup costs
- All EU payment methods: SEPA, iDEAL, Klarna, Bancontact
- Developer-first REST API
- GDPR-native — Netherlands jurisdiction
- Trusted by 250,000+ European businesses
EU vs USA
Mollie vs Stripe
Side-by-side on jurisdiction, data residency, and the rules that decide who can actually read your data.
Criteria
🇪🇺 Mollie
🇺🇸 Stripe
Headquarters
Amsterdam, Netherlands
San Francisco, CA, USA
Jurisdiction
Netherlands (GDPR)
USA (CLOUD Act, FISA 702)
Data location
EU (Netherlands)
Global, US-controlled (AWS)
GDPR-native
Yes
No
CLOUD Act / FISA exposed
No
Yes
Ad tracking
No
No
End-to-end encryption
No
No
Open source
No
No
Ownership
Mollie B.V. (private, Amsterdam)
Stripe Inc. (private, US)
Founded
2004
2010
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